The National Investment Bank (NIB) has announced a profit before tax of GHc74.38 million for the first half of 2025, marking a dramatic turnaround from the GHc44.79 million loss recorded during the same period last year.
This remarkable improvement follows several months of strategic reforms aimed at restoring the bank’s financial stability. According to management, the strong performance stems from enhanced operational efficiency, tighter cost controls, and an aggressive capital recovery strategy. These measures have significantly improved the bank’s balance sheet and overall profitability.
In recent years, NIB faced persistent financial struggles due to high levels of non-performing loans and operational inefficiencies. However, under new leadership and government-backed restructuring efforts, the bank has regained momentum. By prioritizing disciplined lending, recovering legacy debts, and investing in digital banking infrastructure, NIB has positioned itself for long-term sustainability.
Moreover, the bank’s focus on industrial and development financing continues to align with Ghana’s broader economic goals. As a result, analysts view this financial rebound as a positive signal for the banking sector and a potential blueprint for other struggling institutions.
Speaking on the results, a senior executive emphasized that the turnaround reflects the hard work of staff and leadership who remain committed to building a stronger, more accountable bank.
As the second half of the year unfolds, NIB plans to build on this momentum by deepening customer engagement, expanding services, and reinforcing its role in Ghana’s economic development.
